Anticipated closing costsThere are certain standard expenses associated with closing the sale of a house. These costs are usually divided between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through the transaction.
Costs pertaining to your loan to be paid at closing (More information)
Taxes commonly paid at closing (More information)
Insurance fees due at closing (More information)
Sellers: As we get through the details of your sale, I'll not only work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.
Buyers: When purchasing a property in San Diego County, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not startled when you show up at closing time. I'll be glad to review the LE with you, answering your questions and highlighting any estimates that are uncertain.